About Perlas account

With a Perlas payment account, you will be able to make money transfers and manage your finances online cheaper and more conveniently. A Perlas payment account will allow you to use all the basic functions of a regular bank account at an affordable price.

Why is it worth choosing Perlas account?

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Low rates
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Super simple 
e-payment system
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The account complies with 
IBAN requirements
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Provisions for making recurring payments are in place
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An account statement can be ordered to be sent by email.

Once you have opened an account, you can

Make transfers
Export payments
in XML, PDF formats
Import payments
in XML format according to SEPA standard
View payments
Create a new payment based on an old one
Assign account management rights
Send notifications to the payment institution
and obtain them from the bank (it is possible to attach an appendix/document)

How to open an account?

Only 3 steps and you already have a Perlas account:

Fill out the application form below
1
Wait for a call from a manager and discuss the terms and conditions.
2
Sign the agreement and begin using Perlas e-payment website
3

Rates

The Perlas payment account will offer you extremely attractive service rates.

0.15 Eur
Transfers to other banks
0.00 Eur
Local transfers
0.00 Eur
Funds transfer

Payment processing time

Payment processing time

Payment orders in Euro are executed immediately if the payer’s and payee’s accounts are held with the electronic money institution UAB Perlas Finance. If a payment is specified as instant, submitted via internet banking, and the recipient’s bank accepts instant payments, such a payment is automatically executed as instant, i.e., the funds are sent to the recipient’s bank immediately. SEPA payment execution time SEPA payments to banks registered in Lithuania

 

Time of submission of payment order Time of payment execution
00:00 – 16:30 Payment is made on the same business day.
16:30 – 24:00 Payment is made on the next business day.

 

If the payment order is submitted on a weekend or international holiday (including Good Friday), the money will be credited to the other bank account on the next business day. SEPA payments to banks in other SEPA countries, except Lithuania.

 

Time of submission of payment order Estimated time of payment execution
00:00 – 08:00 D+1 – 09:00
08:00 – 16:30 D+1 – 09:00
16:30 – 00:00 D+2 – 09:00

 

Similarly, the time of receipt of payment orders (incoming payments) applies to payments made from other banks, credit unions, or electronic money institutions. *Electronic money institutions are closed on Saturdays, Sundays, Good Friday, and other public holidays established by the laws of the Republic of Lithuania.

Any questions?

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