The Perlas payment account will offer you extremely attractive service rates.
Payment orders in Euro are executed immediately if the payer’s and payee’s accounts are held with the electronic money institution UAB Perlas Finance. If a payment is specified as instant, submitted via internet banking, and the recipient’s bank accepts instant payments, such a payment is automatically executed as instant, i.e., the funds are sent to the recipient’s bank immediately. SEPA payment execution time SEPA payments to banks registered in Lithuania
| Time of submission of payment order | Time of payment execution |
| 00:00 – 16:30 | Payment is made on the same business day. |
| 16:30 – 24:00 | Payment is made on the next business day. |
If the payment order is submitted on a weekend or international holiday (including Good Friday), the money will be credited to the other bank account on the next business day. SEPA payments to banks in other SEPA countries, except Lithuania.
| Time of submission of payment order | Estimated time of payment execution |
| 00:00 – 08:00 | D+1 – 09:00 |
| 08:00 – 16:30 | D+1 – 09:00 |
| 16:30 – 00:00 | D+2 – 09:00 |
Similarly, the time of receipt of payment orders (incoming payments) applies to payments made from other banks, credit unions, or electronic money institutions. *Electronic money institutions are closed on Saturdays, Sundays, Good Friday, and other public holidays established by the laws of the Republic of Lithuania.